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Certificates of Deposit (CDs): 
 
Liberty Trust & Savings Bank Certificates of Deposit are a great alternative to a regular savings account. They offer guaranteed yields, flexibility, and the safety of FDIC insurance. That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures. You can select the length of time until maturity from 91 days to 5 years. You know exactly what return you’ll get and when you’ll get it. 
 
Your investment is safe because Liberty Trust & Savings Bank CDs are backed by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 per individual – making them a safe investment.  
 
We offer Certificates of Deposit in a wide range of maturities. When you choose a term over one year, you can deposit as little as $500. We also offer special rates and terms for CDs of $100,000 or more.  To help you decide which CD will best meet your needs; contact one of our customer service representatives in any one of our four offices. 
 
  • Minimum opening deposit of $500
  • Interest can be compounded, deposited to your Liberty Trust
  • checking or savings account, or sent to  you semi-annually or
  •              quarterly by check 
  • No early withdrawals allowed
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    Please contact one of our customer service representatives in any of our four locations to inquire about current interest rates and available specials. 
     
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