Deposit Services
Checking Accounts
Savings Accounts
Certificates of Deposit
IRA's
Wire Transfers
 
CHECKING ACCOUNTS: 
 
When it comes to checking accounts, customers want a simple, comprehensive product.  That’s why Liberty Trust & Savings Bank offers checking accounts with unlimited check writing and low minimum balance requirements.  The money in your checking account is available 24 hours a day in numerous ways; in addition to check writing, you can obtain an ATM card or a Liberty Trust & Savings Bank Debit card to access your account and of course our Online Banking makes your account available to you anytime on your computer.  In addition, every account offers FREE check safekeeping with imaged checks, a ShazamChek card with no annual fee (subject to approval), and automatic transfers for overdraft protection.  At Liberty Trust & Savings Bank we have the checking account and services that are just right for you! 
 
Liberty Trust & Savings Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules 
 
Regular Checking Account: 
 
A traditional checking account for individuals 
  • minimum to open: $100
  • unlimited check writing (ask about monthly fees)
  • monthly statement with imaged checks
  • ATM or ShazamChek card with no annual fee
  • overdraft protection is available *
  • unlimited free transactions at Liberty Trust ATMs
  • use our Online Banking to access account balances or      transfer money
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    NOW Checking: 
     
    A traditional checking account with interest 
  • minimum to open: $500
  • interest paid monthly
  • monthly statement with imaged checks
  • unlimited number of checks
  • ATM or ShazamChek card with no annual fee
  • overdraft protection is available *
  • unlimited free transactions at Liberty Trust ATMs
  • use our online banking to access account balances or   transfer money                                  
  •  
    Liberty Investment: 
     
    This money market account earns market rates of interest with easy accessibility 
  • minimum to open: $2,500
  • interest paid monthly
  • write a limited number of checks
  • monthly statement with imaged checks
  • ATM card with no annual fee
  • Overdraft protection is available *
  • Unlimited transfers in person (ask us about monthly fees)
  • use our online banking to access account balances or transfer money
  •  
    Please contact one of our customer service representatives at any one of our four locations for more details and information. 
     
    * Overdraft protection is a preauthorized transfer from a customers savings account to cover overdrafts.  $2.00 plus sales tax will be charged for each day a transfer is made.  
     
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